Whenever do i must begin repaying my loans? Stafford Subsidized and Unsubsidized Loans have 6-month elegance duration that begins the afternoon once you graduate, leave college, or fall below half-time enrollment. Undergraduate pupils need certainly to keep at the least 6 hours/term and graduate students at the least 3 hours/term. You don’t need to begin making repayments until your grace duration ends. Failure to settle your loans is named standard.Read More →