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Rent-a-Bank: Bank Partnerships in addition to Evasion of Usury Laws 75 Pages Published: 17 Sep 2020 Adam J. Levitin Georgetown University Law Center Date Written: September 16, 2020 Abstract “Rent-a-bank” arrangements would be the car of option for subprime loan providers wanting to avoid state usury, licensure, along with other customer security guidelines. A non-bank lender contracts with a bank to make loans per its specifications and then buys the loans from the bank in a rent-a-bank arrangement. The non-bank loan provider then claims to shelter within the bank’s federal exemptions that are statutory state legislation. The legitimacy of these plans happens to be probablyRead More →

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