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So how exactly does debt consolidation affect your credit rating? Reducing debt will help boost your credit rating, many debt consolidating measures may have some possibly unwanted effects. ( iStock ) Debt consolidating may be the process of replacing more than one loans or charge cards with a brand new one. Within the right situation, consolidating the money you owe can simplify your payment plan and also help save you money and time, when you can be eligible for a reduced rate of interest. Read On Below There are numerous tools you should use to combine financial obligation, including signature loans, house equity lines andRead More →